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Most Americans retire between the age of 62 and 65. At/after this age, one’s health starts getting deteriorated significantly. After all, health declines with age.
It is, therefore, necessary for those going into retirement to obtain appropriate and pocket-friendly healthcare coverage.
For those aged 65 and above the Medicare program is suitable because it will make health insurance cheaper. What’s more, even those with pre-existing conditions are eligible.…
The Affordable Care Act (ACA) was introduced six years ago in the healthcare industry.
With a promise of putting in place integrated health insurance reform, which will reduce health care costs, hold insurance companies accountable, expand coverage and improve the overall quality of care for all Americans, it seems the $3 trillion healthcare industry might be losing its plot in the turbulent political playbook.
As if speculations were not enough, the election of Donald Trump has spurred anxiety among people and other industry leaders, who were stunned his unexpected victory in the just concluded elections.…
When an eligible US citizen turns 65 years old, they can apply for Medicare Insurance on the Medicare.gov website. Regular health insurance will stop once a person turns 65 years old. As a senior citizen, you probably know, there are alternatives to original Medicare (Part A & Part B) you have a choice of selecting a Medicare Supplemental plan (also called Medigap plan) or a Medicare Advantage plan (Part C).
Nowadays, many seniors prefer to go with a Medicare Advantage plan over original Medicare since they are required to cover the same things at a minimum and have additional benefits, plus the out of pocket expenses may be lower since there is an annual limit on the out-of-pocket-max.
Most seniors have a difficult time deciding which insurer or what …
For coverage in 2016, open enrollment for Medicare will be from October 15 to December 7, 2015.
During the annual enrollment period (AEP) you can make changes to your healthcare coverage in some of the following ways.
- You can switch from the Original Medicare to Medicare Advantage or if you already have Medicare Advantage you can switch or Original.
- You can switch Medicare Advantage plans or Medicare Part D (prescription drug) plan to another.
- If you didn’t enroll for a Medicare Part D plan, you can do so during this enrollment period however, there may be a late fee applied.
If you would like to enroll in Medicare Advantage there is some criteria you must meet. You must be enrolled in Medicare Part A and B, you must live in …
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