Medical insurance is the primary way to avoid paying massive medical bills when you get sick. A health emergency is something that can come up any time and at any place. Once a health problem or injury hits you, it becomes very difficult to negotiate for a reduction in medical bills.
Why not negotiate medical bills in the moment?
Negotiating your medical bill is often tough in the moment, because of the stress of being sick. In these instances, a person can’t recognize what to do and what not to do. Only after coming out of the problem does the injured party confront how big a part of his earning he just spent on treatment.