Health Insurance Special Enrollment

How To Qualify For Special Enrollment For Health Insurance Plans

Enrolling into health insurance schemes can seem like a complicated enough process at the best of times. Each scheme has its benefits and circumstances and its open enrollment system.

Some, such as Medicaid and CHIP have open enrollment all year round, but others do not. The good news for many citizens is that there are special enrollment periods for health insurance for those that qualify.…

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Health Insurance

Health Insurance After The Elections

The Affordable Care Act (ACA) was introduced six years ago in the healthcare industry.

With a promise of putting in place integrated health insurance reform, which will reduce health care costs, hold insurance companies accountable, expand coverage and improve the overall quality of care for all Americans, it seems the $3 trillion healthcare industry might be losing its plot in the turbulent political playbook.

As if speculations were not enough, the election of Donald Trump has spurred anxiety among people and other industry leaders, who were stunned his unexpected victory in the just concluded elections.…

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Health insurance

Health Insurance Policies For Immigrants In The US

Foreign travelers who are coming to the United States to live have different health insurance needs than those who are just traveling through or visiting. While certain needs may be different, immigrants and travelers have one thing in common- the need to have some form of medical coverage while they are on American soil. As much of the world already knows, healthcare in the US is exceeding expensive, and many United States citizens lack proper health care coverage.…

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Accident insurance

Why Buy Accident Insurance?

No one ever plans on having an accident, all the same, accidents occur every day. Accident insurance (not to be confused with accidental death only insurance) is designed to protect the family from the expenses that come along with having an accidents.

Many individuals who already have health insurance think of themselves as fully covered, but that may not always be the case. Most health insurance comes with stipulations, some stricter than others. An example of these limitations could be a high deductible and many different co-pays.…

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Health Insurance

Tips For Choosing The Right Medical Insurance Company

Life is quite unpredictable. Thus it is smart to take the necessary precautions whenever possible. Taking out a life or health insurance is always a wise decision.

Even though risks such as medical emergencies are not guaranteed to happen, it is better to be prepared just in case anything happens. It is not unheard of where someone falls and injures themselves or gets sick out of the blue and ends up admitted in the hospital. If you are not prepared, the medical bills could pile up in no time.

Having coverage is the best solution to unforeseen medical problems that might occur at any given time. When a person’s mind is relaxed and free of worries, it becomes much easier for them to focus on their jobs or other important …

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Clean VD at home test kits

Is STD Testing Covered By My Health Insurance?

Do You Need A Herpes Test?

If you’re sexually active with multiple partner, you absolutely do.

STIs/STDs are a fact of life.

Herpes, HIV, chlamydia and gonorrhea are dangerous infections/diseases that can be transmitted from one individual to another through sexual activities.  Most STDs can be contracted from any type of person-to-person sexual activity.

Do I Need To Get Tested?

STI testing is a basic responsibility of every sexually active adult, especially non-monogamous ones.

If you are involved in many sexual relationships, it means you are at a higher risk of being infected with an STI or STD – and for infecting others.

It is important for sexually active people to frequently get tested in order for them to be aware of their health status at all times. This puts …

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Family STD Test

5 Things You Need To Know About Florida Health Insurance


Figuring out health insurance plans is a headache and a lot more work than it really needs to be. Here are a few basic things you need to know to help you on your way to deciding what kind of Florida health insurance is right for you and your family.…

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2 Years After ACA: How Health Insurance Premium Rates Have Changed In Georgia

Given the steep rise over the past couple of decades, the cost of health insurance has become an important aspect of health delivery and health policy.

Nationwide, Premiums Are Flat

In 2015, annual premiums edged beyond $16,800 for a medium family due to the rising under-insurance and uninsured. These rising costs mostly affects employers especially for those Americans who are fully-covered.

Kaiser health insurance premium study 2014 cover

A Kaiser analysis of the ACA health insurance costs found that, in the entire nation, marketplace premiums didn’t move upwards between 2014 to 2015. However, there were little average premium declines in some states and increases in others.…

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What You Need to Know About Medical Malpractice Claim


Despite the rigid standards of patient care and safety, the members of the health care team, most especially the doctors and the nurses are at high risk for medical malpractice. Health care professionals are sued because there is an apparent breach of the standard of practice that caused harm, injury or death to the patient. Each year thousands of doctors face medical suit because of the medical malpractice.

Classification of medical practice

Before the case is even called as a case of medical malpractice, the board should need to establish the four elements that constitute the medical malpractice.

1) Duty
2) Breach
3) Causation
4) Damages

Owed duty – this was when the health-care professional was able to undertake the treatment or care for the patient.

Breach – when …

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Health Care Reform: Top 5 Questions about Health Care Reform


Make sure you know everything you need to know about the health care reform that changed negligence lawsuits and other matters regarding health recently. What are the key contentions for and against change? Is the government really being clear about all changes?  Will florida blue be ready for all changes?

#1 Does reform increase costs?

Lately, several different specialists from all over the country, insurance agencies, and a few patients have scrutinized restorative negligence cases, contending that it’s costly, unusual, and wasteful. These commentators guarantee that therapeutic error claims have brought on specialist and healing facility obligation protection rates to skyrocket, which thusly drives up human services expenses and compels a few specialists to quit honing (or abstain from performing certain systems like conveying infants). Reformers contend that the risk …

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What Young Adults Need To Know About Health Care Reform


Florida health insurance is important to have but for millions of people, most young adults, they don’t have any health insurance. This can be extremely bad because health should be one of the priorities in life. However, too many young adults don’t have basic cover for their health and it does cost them thousands each year. What do young adults need to know about health care reform?

The Affordable Care Act

The Affordable Care Act is a law which ensures health insurance is available to every person. This will help to give everyone who needs and wants health insurance the chance to get it all at a much affordable price. However, the prices will vary depending on the age of the applicant as well as those who they want to …

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Five Types of Health Insurance Plans in Florida

Five Types of Health Insurance Plans in Florida

Different types of health insurance plans in Florida offer different levels of cover with regard to your health care needs. These all take into account the doctors, pharmacies, hospitals, and other medical service providers that you can use. The health insurance plans also provide cover for different kinds of drugs, so when choosing your plan you may need to take this into account. This is especially important should you have an ongoing medical complaint when you choose the type of health insurance plan that is right for you.

Read more information on health insurance at

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