Federal health care reform or also called Affordable Care Act (ACA) uses a “building blocks” approach that starts with the health insurance companies. Health care reform builds upon our current health insurance system to supply a lot of individuals with access to health insurance coverage, establish legal protections for customers, and established mechanisms for customers to be informed and make good buying decisions for insurance.…See More
Do I Need a Lawyer?
If you find yourself facing problems with a medical malpractice claim, it is always prudent to weigh carefully whether you want to hire a lawyer to represent you, or go it alone. And in particular, you may be called upon to invest some thought into two particularly vexing scenarios: How challenging the legal problem is likely to be; and what are the chances of success.
According to Jason Konvicka: “Medical malpractice happens when a health provider fails to use the recognized procedures when treating the patient after injury.” The “standard care” is defined as, “what a reasonably prudent medical provider would or would not have done under constant or similar circumstances.” In essence to that, it boils down to know whether the vendor was negligent.…See More
Is my health plan required to cover all the services that I need?
This is one of the main questions people ask when looking for Florida health insurance.
No. The plan is only obliged to offer consultations, tests, and treatments under the contract.
The 10 essential minimum benefits that need to be offered by the plan in the contract is established by ACA and Florida health insurance for each type of plan (outpatient, hospital with or without obstetrics, dental or reference). If your contract mentions any service that is not in the list provided, the plan is required to cover.
Check the mandatory minimum coverage with your provider.
How urgent care / emergency?
This is one of the biggest worries for those who buy any sort of affordable health insurance…See More