2 Years After ACA: How Health Insurance Premium Rates Have Changed In Georgia

Given the steep rise over the past couple of decades, the cost of health insurance has become an important aspect of health delivery and health policy.

Nationwide, Premiums Are Flat

In 2015, annual premiums edged beyond $16,800 for a medium family due to the rising under-insurance and uninsured. These rising costs mostly affects employers especially for those Americans who are fully-covered.

Kaiser health insurance premium study 2014 cover

A Kaiser analysis of the ACA health insurance costs found that, in the entire nation, marketplace premiums didn’t move upwards between 2014 to 2015. However, there were little average premium declines in some states and increases in others.…

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substance abuse

ACA Coverage for Drug Addiction Treatment

understanding the affordable care act substance abuse

Victims of substance abuse finally got the support they need with the passage of the Affordable Care Act (ACA).

The ACA now mandates health insurance companies must treat substance abuse and mental disorders as a disease and provide coverage.

Prior to the ACA, substance abuse treatment was not normally covered by private health insurance plans unless specially requested.

This change makes a lot of sense from a national health policy standpoint.

Substance abuse causes a number of serious health problems that can cost a lot to treat. Most rehabilitation centers and private treatment programs also cost a lot, making it difficult for most Americans to obtain those services. The passage of the ACA will go a long way to helping those suffering from addiction.

In this article, we discuss the …

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S.H.O.P. for the Best Small Business Health Insurance

healthcare dot gov shop signup home page

Most people admit they don’t like change; but the simple truth is that change is inevitable and therefore the best way to deal with change is to find a way to make it work for you.

This is particularly the case when it comes to the new Health Insurance legislation (ACA, Obamacare). One of the most affected area for 2015 is that of small business health insurance, which for the first time ever has been offered access to the government’s new SHOP program.…

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