health care

What Is Health Care Reform?

Federal health care reform  or also called Affordable Care Act (ACA) uses a “building blocks” approach that starts with the health insurance companies.   Health care reform builds upon our current health insurance system to supply a lot of individuals with access to health insurance coverage, establish legal protections for customers, and established mechanisms for customers to be informed and make good buying decisions for insurance.…

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Accident insurance

Why Buy Accident Insurance?

No one ever plans on having an accident, all the same, accidents occur every day. Accident insurance (not to be confused with accidental death only insurance) is designed to protect the family from the expenses that come along with having an accidents.

Many individuals who already have health insurance think of themselves as fully covered, but that may not always be the case. Most health insurance comes with stipulations, some stricter than others. An example of these limitations could be a high deductible and many different co-pays.…

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dentist appointment

Can I still buy Dental Insurance? Annual Open Enrollment Is Closed!

Yes, you can still buy Dental Insurance!

That is one of the insurance policies you are allowed to purchase anytime during the year, whereas health insurance can only be bought during open enrollment.

Usually, if the dental plan bought by the 15th of the month, if will take effect the 1st day of the following month.  Having a dental insurance plan for adults is very important to avoid the high costs that many complications with teeth can cause.

Many people underestimate the significance of dental health and this is why they don’t consider dental coverage as a priority when buying regular health insurance plans.

Why You Should Buy Dental Insurance-

In-Network Dentist And Oral Specialists

With a dental insurance coverage, you get the chance to see a board

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FL health insurance

Medical Health Insurance Guide for Family Coverage

You will find few on this planet who will not need some type of health care at least once or twice in their life.

While health care plans are all over the place, and today there’s a cure for nearly everything – the expense is much higher, too.

Increasing healthcare expenses can alter your lifetime permanently, by stripping you of all of your funds at the worst possible time.

Better plan for that  “What if something happens?”

It certainly is better to end up being secure, instead of “I’m sorry”, afterward.

Even post-ACA, there are lots of insurance choices available to choose from. You will, in fact, still find choices in abundance.

When Should I Update My Family Insurance Policy?

You should review your current plans and your health …

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Medical health insurance FL

Florida Health Insurance

People shopping online for cheap health insurance in Florida can use our site’s free and 100 percent secure health insurance calculator to make the best Florida Medical Insurance companies compete to give them their best rates.

Our free health insurance calculator helps Sunshine State residents buy cheap Health Insurance In Florida without spending days and even weeks contacting several health insurance companies in hopes of finding quality coverage for a cheap price.

Although this site and its owners are not affiliated with any insurance companies of any sort, when looking for affordable health insurance, Florida residents can find the best deals on coverage from reputable health insurance companies right here.

Insurance in Florida from quality providers

When it comes to obtaining affordable health insurance Florida, residents used to have to …

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Clean VD at home test kits

Is STD Testing Covered By My Health Insurance?

Do You Need A Herpes Test?

If you’re sexually active with multiple partner, you absolutely do.

STIs/STDs are a fact of life.

Herpes, HIV, chlamydia and gonorrhea are dangerous infections/diseases that can be transmitted from one individual to another through sexual activities.  Most STDs can be contracted from any type of person-to-person sexual activity.

Do I Need To Get Tested?

STI testing is a basic responsibility of every sexually active adult, especially non-monogamous ones.

If you are involved in many sexual relationships, it means you are at a higher risk of being infected with an STI or STD – and for infecting others.

It is important for sexually active people to frequently get tested in order for them to be aware of their health status at all times. This puts …

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2 Years After ACA: How Health Insurance Premium Rates Have Changed In Georgia

Given the steep rise over the past couple of decades, the cost of health insurance has become an important aspect of health delivery and health policy.

Nationwide, Premiums Are Flat

In 2015, annual premiums edged beyond $16,800 for a medium family due to the rising under-insurance and uninsured. These rising costs mostly affects employers especially for those Americans who are fully-covered.

Kaiser health insurance premium study 2014 cover

A Kaiser analysis of the ACA health insurance costs found that, in the entire nation, marketplace premiums didn’t move upwards between 2014 to 2015. However, there were little average premium declines in some states and increases in others.…

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substance abuse

ACA Coverage for Drug Addiction Treatment

understanding the affordable care act substance abuse

Victims of substance abuse finally got the support they need with the passage of the Affordable Care Act (ACA).

The ACA now mandates health insurance companies must treat substance abuse and mental disorders as a disease and provide coverage.

Prior to the ACA, substance abuse treatment was not normally covered by private health insurance plans unless specially requested.

This change makes a lot of sense from a national health policy standpoint.

Substance abuse causes a number of serious health problems that can cost a lot to treat. Most rehabilitation centers and private treatment programs also cost a lot, making it difficult for most Americans to obtain those services. The passage of the ACA will go a long way to helping those suffering from addiction.

In this article, we discuss the …

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S.H.O.P. for the Best Small Business Health Insurance

healthcare dot gov shop signup home page

Most people admit they don’t like change; but the simple truth is that change is inevitable and therefore the best way to deal with change is to find a way to make it work for you.

This is particularly the case when it comes to the new Health Insurance legislation (ACA, Obamacare). One of the most affected area for 2015 is that of small business health insurance, which for the first time ever has been offered access to the government’s new SHOP program.…

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Health Care Costs

Health Care Insurance Options

In this article, we will compare three different health insurance companies. These three companies have both differences and similarities, so keep reading to learn about them – and to learn if one of them might be right for you. Because it can be difficult to pick the right health insurance – but with a little research, this task can seem a whole lot less daunting.

Humana

  • Humana offers health insurance for both individuals and families.
  • There are medical plans, dental plans, and more available.
  • Humana lets you decide exactly what will be right for you – in other words, there are ways to customize your plan according to your specific needs.
  • There are also vision plans available if that is something that you are looking for.
  • In addition, you
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